As you are likely aware, the Coronavirus is having a meaningful impact on the capital markets. The fear of a global economic recession has caused a correction in the equity market (loss of 10% of more) and an increased demand for safer assets, such as fixed income securities. Year to date equity markets are down approximately 4% but have fallen more than 10% from their recent all-time highs. Intermediate term bonds have appreciated by approximately 3% since the beginning of 2